Revenue sets the range of what's realistic to ask for, and most Lenders size their offer against it. An estimate is fine — nothing is verified until an intake call.

The exact number matters more here than anywhere else — Lender matching keys off it directly. Enter the one you would move ahead with. Assessments start at $25,000.

What the money is for decides which Lenders can take the deal — some fund equipment only, others working capital. Pick the closest match and add detail on the call.

Direction counts as much as size here. A Business growing steadily reads very differently to a Lender than one sitting at the same Revenue but holding flat all year.

This carries more weight than anything else in your score. The question behind it is simple: after the new payment, how comfortably does cash flow cover what you owe?

For most Business Lending under a few million, the Owner's personal credit gets pulled. A range is all we need here — no exact score, and this is not a credit check.

Collateral widens the range of Lenders who can say yes. What matters most is whether the value is properly documented and the assets sit free of any existing liens.

What you already pay monthly is weighed against your Revenue, never judged alone — routine financing on a larger Business reads very differently to a smaller one.

Lenders fund plans, not intentions. The more precisely you can account for where the money goes, the stronger this reads by the time it reaches an Underwriter's desk.

Underwriting moves at the speed of your paperwork. Current, reconciled books are often the difference between a decision in weeks and one that drags on for months.

Putting your own money in signals conviction, and many Lenders expect some. There is no wrong answer here — it shapes which Lenders are the right fit for your ask.